Terms and Conditions for Home Care Coverages
Effective Date: Jan 2025
Welcome to Home Care Coverages! These Terms and Conditions (“Terms”) govern your use of our website, homecarecoverages.com, and any services provided by Home Care Coverages (“we,” “us,” or “our”). By accessing or using our website and services, you agree to comply with these Terms and be bound by them. If you do not agree to these Terms, please do not use our website or services.
1. Acceptance of Terms
By using our website and services, you agree to comply with and be bound by these Terms and any other applicable laws and regulations. If you are accessing or using the website on behalf of an organization, you confirm that you have the authority to bind the organization to these Terms. We may update or modify these Terms at any time without notice, and the updated version will be posted on this page with a revised “Effective Date.” Your continued use of the website and services constitutes acceptance of those changes.
2. Use of Our Website and Services
You agree to use our website and services solely for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit others from using the website. You may not use our website or services for any illegal or unauthorized purposes, including but not limited to:
- Violating any local, state, or federal law or regulation.
- Engaging in any activity that could damage, disable, or impair the website or interfere with other users’ access to the website.
- Attempting to gain unauthorized access to our systems or networks.
3. Home Warranty Services
We offer home warranty services that cover the repair or replacement of various home systems and appliances. The specific terms and coverage of our home warranty plans are outlined in separate agreements, which will be provided to you upon purchasing a warranty plan. Please review the warranty agreement carefully to understand the coverage and exclusions of your selected plan. Your purchase of a home warranty plan is subject to these Terms as well as the specific terms of the warranty agreement.
4. Account Registration
To use certain features of our website or services, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account details up to date. You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account. If you believe your account has been compromised, you should notify us immediately.
5. Payments and Billing
By purchasing any services from Home Care Coverages, you agree to pay all applicable fees associated with your selected home warranty plan. We accept payments via the methods listed on our website. You agree to provide accurate and complete billing information, including payment details. If we are unable to process a payment, we may suspend or cancel your warranty services. All payments are non-refundable unless otherwise specified in your warranty agreement.
6. Privacy and Data Protection
Your use of our website and services is also governed by our Privacy Policy, which can be found [here](link to privacy policy). By using our services, you consent to the collection and use of your personal information as described in the Privacy Policy.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Home Care Coverages and its affiliates, partners, employees, agents, or representatives shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of use, arising from or related to your use of our website or services, even if we have been advised of the possibility of such damages. In no event shall our total liability to you exceed the amount paid by you for the specific service that gave rise to the claim.
8. Indemnification
You agree to indemnify, defend, and hold harmless Home Care Coverages, its affiliates, employees, contractors, agents, and officers from any and all claims, damages, liabilities, costs, and expenses (including legal fees) arising out of or in connection with your use of our website, your violation of these Terms, or your violation of any rights of another party.
9. Termination
We reserve the right to suspend or terminate your access to our website and services at any time, without notice, if we believe you have violated these Terms or engaged in any activity that could harm the website, our reputation, or the experience of other users. Upon termination, you must cease all use of our website and services.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the state of Massachusetts, United States, without regard to its conflict of law principles. Any dispute or claim arising out of or in connection with these Terms or your use of our website or services shall be resolved exclusively in the courts located in Worcester County, Massachusetts.
11. Dispute Resolution
Any disputes arising out of or relating to these Terms or your use of our website or services will be subject to binding arbitration, in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Worcester, Massachusetts, and the decision of the arbitrator shall be final and binding.
12. Third-Party Links
Our website may contain links to third-party websites that are not operated by us. We are not responsible for the content or practices of any third-party sites. We encourage you to review the privacy policies and terms of service of any third-party websites you visit.
13. Entire Agreement
These Terms, along with our Privacy Policy and any other policies or agreements incorporated by reference, constitute the entire agreement between you and Home Care Coverages regarding the use of our website and services. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
14. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
- Email: info@homecarecoverages.com
- Phone: +1 978-678-2891
- Address: 20 Irving St, Worcester, MA 01609, USA
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.